Quicken 2005 Deluxe Review

Quicken 2005 Deluxe
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If you have the 2003 Deluxe version stick with it. It is the last Intuit version worth using. I regret upgrading to 2005.
When installing Quicken 2005, it removes Quicken 2004 from your system, converts your data and you will not be able to go back. If you do decide to upgrade, make sure you make a backup - you will want it.
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Intuit's claimed benefits for Premium are misleading - nothing of particular value is offered.
The "over 100 enhancements" they claim to have made to 2005 are nebulous and difficult to find. Subjective as well.
I am a professional financial advisor and have helped people for years with their use of Quicken. Out of concern, I persisted and actually manged to get through to a manager in product development on the telephone. She was surprised I got through- and she was too busy to talk with me as she was getting ready to leave for the weekend.
I have several sugestions for upgrading the product and expanding their market- but since they don't matter to Intuit- no need to bore you with the details. You would never see them anyway.
The qif problem is real. They are pitting their customers against the finance industry. It doesn't look like a work around is in the near offing. I looked at Money several years ago and thought it was way below the quality of Quicken. I haven't been back since but have now re-thought. Quicken should talk to the Work Perfect people about competing with Microsoft- uh I mean Word What or something like that? Let's see - they didn't listen to their customers either - then of course there was Lotus 123 - but I don't remember what that was for......

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See your complete financial picture in minutes! Find out what you have and where it is going pay bills plan for your future help save more money and take control of your finances. * Smarter categorization of your spending. (New!) Hide categories you do not use; rename downloaded payees; eliminateclutter by expanding collapsing or merging categories - and other newcustomization features. * Forecast your cash flow with the Monthly View. (New!)See upcoming bills and scheduled transactions so you will know exactlywhat you need to spend and how much you will have in reserve once billsare paid. * Pay bills on time. (Improved!)Avoid late fees - whether you use Quicken Bill Pay write checks or godirectly to your billers web site.* More flexibility with scheduled transactions. (Improved!)Quicken now accommodates more scheduling options for payments anddeposits so you can manage Social Security checks property taxesschool tuition paychecks and more.* Reach financial goals. (Improved!)Dozens of charts and graphs give instant answers to long-term financialquestions. Better categorization gives you improved spending reportdetails.* Monitor your retirement plan. (Improved!)Get your complete retirement picture in minutes by downloading from top401(K) providers. * Easier export into Excel. (Improved!)Now it is easy to move your Quicken data into Excel. * Back up and archive your Quicken files quickly and easily. (Improved!) Online features require Internet access and are subject to change.Services vary among participating financial institutions or other partiesand may be subject to application approval additional terms conditionsand fees. REQUIRES- IBM or compatible Pentium 200 (Pentium II 300 recommended)Windows 98/2000/Me/XP32 MB RAM (128 MB RAM recommended)100 MB free hard drive space plus 45 MB for Microsoft InternetExplorer if IE 6.0 or higher is not already installed (IE 6.0included on CD-ROM). SVGA (800x600) with 256 colors ...

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