Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Microsoft Works Suite 2005 Review

Microsoft Works Suite 2005
Average Reviews:

(More customer reviews)
This version of Works Suite offers almost the same exact features of version 2004. The only difference is Money, Streets and Trips, Picture It! 10.0, Encarta, they included version 2005 instead. For users who might have stuck with version 2000, 2001 or 2002 of Works Suite, this will suit you more. The collection of software included is amazing for the value at which it is being offered. From powerful and easy to use Word Processing solutions such as Microsoft Word and quality photo-editing with Picture It! My only problem with Word is that they did not include version 2003 instead. Word 2002 is included instead and has been out since May 2001, kind of lame by Microsoft's standards. This is a recommend set of programs for the home user and some businesses who need only the essentials. The package includes Works 8.0, with basic spreadsheet and database applications. You also get great money management solution; Money 2005 makes it a synch to keep your budget on track and in tact. With its online integration you can pay bills online or get further information to better manage your financial data. These applications I still consider not to be as strong enough as Microsoft Excel and Access. The database in Works approach to creating queries is limited and unreliable. The Spreadsheet does not offer the powerful calculation tools found in Excel and integration between both applications is very limited. But if you need only the essential tools for managing the essential aspects of your life whether at home or school Works Suite 2005 is truly a bargain. Getting the latest versions of Encarta is always great and it includes version 2005, so information is once again updated and accurate and you get the benefits of updating it weekly, so your information is never outdated.
Remember if you are a user of Works Suite 2003 or 2004, this update might be unnecessary to you because the majority of the products in version 2003 have not had a drastic overhaul in version 2005. I would probably recommend this to existing users running 2000, 2001, 2002 and persons running versions 99 and really older, I think its time you upgrade!


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Microsoft Works Suite 2005 gives customers the home products they need for easier, more efficient home computing. Six complete, award-winning products help you get the most out of your PC. Works Suite 2005 features Works 8 and Word 2002, plus new versions of Encarta, Money, Picture It! and Streets & Trips.
Microsoft Word is the same premier word processor featured in Microsoft Office XP, with helpful features like smart tags, task panes, and improved formatting assistance that make it easy to create professional-looking documents in a snap.
Works helps you get your household shipshape with easy-to-use spreadsheets, databases, and much more. You can read and edit documents created with Microsoft Excel, and keep tabs on all the important events in your life with the Works calendar and address book.
Works helps you get your household shipshape with easy-to-use spreadsheets, databases, and much more. You can read and edit documents created with Microsoft Excel, and keep tabs on all the important events in your life with the Works calendar and address book.
Picture It! Premium 10 gives you all the tools you need to manage your digital photos. You can make every picture perfect, create cool photo projects, and share your photos online. It's the easiest way to preserve and share your photo memories.
Encarta Standard gives you access to thousands of fascinating articles and photos, as well as hundreds of videos, animations, and audio files. It's the ultimate multimedia encyclopedia, a safe and trusted resource that will keep your kids excited about learning for years to come.
Say goodbye to tedious chores like balancing the checkbook. Money Standard helps you organize and manage all of your personal finances quickly and easily. You can automatically track account balances, spending, and budgets with the click of a button.
Streets & Trips gives you quick access to over 1.3 million points of inter

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Quicken Deluxe 2011 Review

Quicken Deluxe 2011
Average Reviews:

(More customer reviews)
It was bad enough when Quicken simply littered your desktop with icons linking to Quicken Loans, Free Credit Reports (which are never free) and a sundry of other financial pay-to-play products. Now they've taken things to a whole new level with ads literally BUILT INTO the GUI (Graphic User Interface: the 'skin' with which you engage with the program). An example: in the new 'refinance calculator' there is a large banner ad for CHASE BANK. The refinance calculator itself is poor and majorly inferior to free ones available online, but more on that later. I don't expect to pay upwards of $50.00 for a piece of software that contains banner ads! That is simply unacceptable. In freeware, I understand it, but not in something I paid full retail for!
Adding insult to injury, INTUIT has actually removed one of the best features of previous Quicken releases, the CASH FLOW monthly chart. They've replaced it with a projected balances chart which is ugly, harder to read, and doesn't convey nearly as much information as the previous version. A line chart is inferior for the purpose, and INTUIT hasn't even managed to make the data points (low and high balance points along the chart) display the actual balance when you mouse over them. This is a miserably bad design--they've managed to take a very useful tool and turn it into garbage.
The supposed new features are junk. The refinance calculator is extremely simplistic compared to far better online versions (check out Equitrend Financial Calculators if you're looking for sophisticated, free calculators). It doesn't allow the user to enter current mortgage interest rate or PMI, and instead makes you enter the total payment and then the "impound / escrow amount." If you have your mortgage set-up to be tracked in Quicken, the tool cannot incorporate that data into your analysis. You must manually enter everything. The tool also does not take into account the tax implications of your refinance. Overall it is a tacked on, basic calculator that is nearly useless.
The obligatory re-skin of the program (which INTUIT trots out each year rather than making substantial or meaningful changes) is adequate, but unnecessary. Every year they tweak fonts, colors, and layout, and design elements. This year is no exception. None of the changes make the program more efficient for the end user. I don't have a problem with utilitarian designs, as long as the underlying software is substantial. INTUIT seems to leverage much of their development budget into GUI tweaks, while doing little to improve the software itself.
Another major issue is that INTUIT cannot manage to keep their data file consistent from year to year. 2011 is no exception and required me to convert my 2010 data file. Admittedly this was much more painless than the massive difficulty many experienced with upgrading from 2008 or 2009 to 2010. I wish that the developers at INTUIT would make a forwards compatible data file type and just stick with it.
SUMMARY:
PROS:
1) Potentially better GUI (depending on your preferences)
CONS:
1) Ads built into the GUI itself
2) Removal of a significant feature (cash flow and balance chart)
3) No substantial improvements to the underlying programs
4) Added 'features' are poor quality, even when compared with free alternatives
5) Requires yet another data-file conversion
6) Expensive! Especially considering the ads built into the program
FINAL THOUGHTS:
What am I getting for my money here? If you love this version of Quicken, can you kindly explain to me why it is worth upgrading? I have yet to find a single compelling reason. Am I missing something or did I just flush my money down the toilet?

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Quicken Deluxe 2011 gives you money management and budgeting tools to help you watch your spending and increase your savings.

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